An Approved Retirement Fund (‘ARF’) is a personal tax efficient investment fund into which you can transfer all or part of the balance of your pension fund after you receive your retirement lump sum.
At Infinity Financial Planning Ltd our objective is to find the most suitable solution to your needs.
Before we are in a position to prescribe products or investment recommendations. We complete a thorough review of your current financial position to ensure we are acting in your best interests.
Part of our pre-retirement consultation process includes working with you to identify answers to some important questions such as:
At your initial, pre-retirement consultation meeting, we produce an analysis of your financial needs and goals.
This is based on the information you provide us with. Once you have chosen Infinity Financial Planning as your dedicated financial planner we identify your retirement requirements, such as:
You must meet certain criteria, dictated by revenue and department of finance rules, before you can invest the balance of your pension fund in an ARF. We have helped provide a personalised and impartial service to our clients, not just prior to retirement but very importantly we provide a dedicated regular ongoing service post retirement, if required. Please take a look at what some of our clients have experienced when dealing with us by clicking here.
There are many variables involved in creating the most appropriate retirement strategy for each individual client. Nobody can tell the future. We do try to answer as many ‘what if’ scenarios as possible for our clients, and they really do find the interactive illustrations we can produce for each possible scenario very helpful in giving them peace of mind.
What is your Retirement Strategy? Can it match the lifestyle you would like to live? Are you worried if you will have enough?
Have you received a detailed analysis of your best options in retirement planning?